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Financing Solutions Designed for Healthcare Cash Flows

Healthcare revenue is unpredictable. Your financing shouldn't be. Flychain's Healthcare Financing Solutions are built for how practices actually get paid.

Healthcare financing solutions from Flychain - practice owner reviewing advanced payment on claims and SBA application status

Multiple Ways to Fund Your Practice Growth

Dashboard showing Flychain's advanced payments on claims with a progress bar for outstanding balance and available funding, and a table listing draws by principal, interest, funding date, payoff amount, and next repayment status.

Advanced Payment on Claims

Insurance payments take 60-90 days. Your expenses don't wait. Get advanced payment on outstanding claims—approved in hours, funded in 2 business days. Bridge the gap and grow.

Flychain term loan dashboard showing 12-month transaction summary and principal-interest payoff breakdown for a healthcare practice

Term Loans

Our term loans are perfect for financing expenses, growth, or consolidating debt with a repayment period of 6 months to 2 years. Get funding in as little as 5 business days.

Flychain SBA program dashboard showing credit score and borrowed amount for a medical practice loan

SBA Programs

We simplify the SBA application process with a streamlined approach and dedicated support team. Enjoy competitive rates and 5-10 year repayment periods without the hassle.

Flychain equity investment dashboard showing Growth, Expansion, and Strategic investment phases for healthcare practices

Equity Investment

We connect you with our investment partners, who provide strategic equity investments of all sizes. These investments are designed to strengthen your balance sheet and fuel  growth.

Capital That Actually Works for Healthcare Cash Flow

Icon representing bridging healthcare cash flow gaps

Bridge Cash Flow Gaps

Get advanced payment on insurance claims in 2 days. Cover payroll and expenses without waiting 60-90 days for payers—approved in hours.

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Transparent, Fair-Rate Capital

Competitive rates with transparent terms. We explain every fee and rate upfront—no predatory merchant cash advances, no hidden penalties.

Icon representing the right capital match for healthcare practices

Right Capital for Your Stage

Expanding or scaling to multiple locations? From term loans to SBA programs, our advisors match you with the right healthcare financing solutions.

The Real Impact of Flychain

10%

Increase in revenue over six months

20hrs

Saved per 
month/location

$25k

Average dollars saved per year/location

Trusted by Healthcare Practices Across the US

Next level financial stewardship company

Flychain’s bookkeepers and financial experts keep our fiancials tax-ready - and then go futher. They’ve helped me invest, get a valuation, access legal support, and clean up past messes, even resolving IRS issues. My ABA company is in its best financial shape ever.

Autism Care West logo - ABA therapy practice and Flychain customer
Charles Marriott
Founder & Owner at Autism Care West

Finally the analytics we needed

We switched to Flychain last winter and so far it has been an exceptional experience. We are a small ABA company that had used Quickbooks since 2018. Quickbooks was fine for accounting purposes but did little for us when it came to analytics. The best part about Flychain though has been their customer services and their willingness to develop the tools that will better help us to be successful within our organization.

Wild Sun Behavioral Services logo - ABA practice and Flychain customer
Daniel Kurty
Founder at Wild Sun Behavioral Services

Game-changer for our practice

We’ve been with Flychain since the latter part of 2024, and can report that the team at Flychain is INCREDIBLE. I was reluctant to switch from more traditional services such as QBO and a 3rd party bookkeeper, but our organization clearly made the right choice in moving to Flychain. Their accounting platform and bookkeeping service are second to none.

Pediatric Therapy Network logo - pediatric therapy practice and Flychain customer
Thomas Chibucos
Co-Founder at Pediatric Therapy Network

Truly invested in the success of my business

What sets Flychain apart is their responsiveness. Every time I’ve requested a new feature – budgeting, benchmarking, banking – they’ve not only listened but delivered. The team is proactive and passionate about solving real customer needs.

Strive Home Care logo - home care agency and Flychain customer
Drew Avery
Owner at Strive Home Care

Truly understands healthcare

In an industry as complex and highly regulated as healthcare, it’s rare to find a partner like Flychain that truly understands the operational, compliance, and financial challenges we face every day. Their team demonstrates not only technical expertise, but a deep awareness of how data impacts reimbursement, patient care, and long-term sustainability. What sets Flychain apart is their responsiveness and willingness to jump in whenever we need support.

Interim HealthCare logo
Sam Barker
Owner at Interim Healthcare of Topeka

Helped us grow with confidence

As we expanded our ABA practice across Las Vegas, Texas, Colorado Tennessee& Massachusetts, managing finances became increasingly complicated - until Flychain stepped in. Their accounting and bookkeeping brought real structure and predictability to our operations, their capital solutions helped us grow with confidence, and their contracted rate insights are now strengthening our payer negotiations. The best part is their team. They are responsive, thoughtful, & go above and beyond for us every single time. It feels like we have a financial partner who cares as much about our success as we do.

Lacuna Autism Services logo
Kyle Gibbs
Lacuna Autism Services

Game-changer

Flychain has been a game-changer for us. They’ve been incredibly responsive to our unique needs, proactive in helping us plan and manage our finances, and they’ve taken a huge amount of manual workload off our plate. Because of them, we can spend less time buried in spreadsheets and more time doing what matters most, supporting our clients, staff, and families. We value partnerships with companies who genuinely “get” the challenges of healthcare providers, and Flychain has proven to be just that.

Born to Blossom logo - ABA therapy practice and Flychain customer
Ali Wilbert
Born to Blossom

Ready to Fund Your Practice Growth?

Whether bridging cash flow gaps, financing equipment, or scaling to multiple locations—we offer Healthcare Financing Solutions built specifically for your practice’s unique financial realities.

Illustration of a healthcare practice owner growing with healthcare financing solutions from Flychain

FAQ

Questions?We’ve got answers.

Everything you need to know about Flychain before getting started. Can’t find what you’re looking for?

Does Flychain simplify complex loan, line-of-credit, and equity options for healthcare owners?

Flychain offers two main types of financing to clients. The first is Advanced Payment on Insurance Claims: a resting line of credit that lets you bring forward money you have outstanding with payers. This is typically used to cover payroll or a cash flow gap. You pay it back over four months, with no origination fees, no prepayment penalties, no unused line fee, and no personal guarantee required. The second is growth-oriented financing: term loans and SBA options for practices looking to open a new location or make a significant investment. Flychain lends around $5–6 million per month across its client base.

Does Flychain offer non-dilutive financing options that fit healthcare reimbursement cycles?

Flychain's Advanced Payment on Claims is entirely non-dilutive: you keep full ownership of your practice. The claim-backed line of credit is designed around the reality of insurance reimbursement: you have money owed by payers, and Flychain brings it forward so you're not waiting 30 to 90 days to cover expenses. Because Flychain already has visibility into your financials and outstanding claims, the process is faster and less paperwork-heavy than going to a traditional lender.

Does Flychain truly understand healthcare reimbursement and structure loans around insurance cash flow?

Most traditional lenders apply a generic cash flow analysis that doesn't account for the lag between care delivery and insurance payment, which can make a healthy practice look less creditworthy than it is. Flychain underwrites based on your actual outstanding claims and revenue patterns, not just your bank balance. For larger capital needs, Flychain also connects clients with lenders who specialize in healthcare, and because your books are already clean and structured, the process moves significantly faster.

Everything Your Practice Needs, All in One Place

Bookkeeping, CFO intelligence, taxes, and capital — built for healthcare, built to grow your practice.

Healthcare Bookkeeping

Healthcare bookkeeping services from a dedicated team that knows your practice, monthly calls to review your numbers, and unlimited support.

CFO Hub

Tools and strategic insights to empower you to make CFO-level decisions, maximize profitability, and confidently grow your practice.

Tax Planning & Preparation

A dedicated CFP® builds a personalized healthcare tax strategy for your practice, then our CPA team files all your returns.

Capital Support

Access multiple forms of capital for your specific needs. Get advice from our capital strategists along the way.